🔐 KYC/AML Policy

📋 KYC/AML Policy

1. Policy Purpose and Scope

This policy outlines the customer due diligence, identity verification, transaction monitoring, and suspicious activity reporting processes on the YourSoccer platform.

2. Legal Compliance Framework

Our platform complies with the following laws and regulations:

• ✅ Law No. 5549 on Prevention of Laundering Proceeds of Crime
• ✅ Law No. 5651 on Regulation of Publications on the Internet
• ✅ FATF (Financial Action Task Force) Recommendations
• ✅ MASAK (Financial Crimes Investigation Board) regulations
• ✅ GDPR and KVKK data protection requirements

3. Customer Verification Process (KYC)

3.1. Identity Verification Requirements

All customers are required to provide the following documents:

• 🆔 Valid identity document (passport, driver's license or national ID card)
• 🏠 Proof of residence or utility bill (last 3 months)
• 💳 Bank account statement or credit card statement (last 3 months)
• 🤳 Live facial verification (biometric authentication)

3.2. Risk-Based Approach

Customers are categorized based on their risk profiles:

• Low Risk: Individual users, local customers, low transaction volume accounts
• Medium Risk: Corporate entities, high transaction volume users, cross-border transactions
• High Risk: PEPs (Politically Exposed Persons), citizens of sanctioned countries, cash-intensive businesses

4. Continuous Monitoring and Auditing

Customer accounts are regularly monitored based on the following criteria:

• 🔍 Suspicious transaction patterns and anomalies
• 📈 Unexpected transaction volume increases
• 🌍 Transactions with high-risk regions
• ⚡ Use of virtual asset mixers/tumblers
• 🔄 Multiple small transactions within the same day (structuring)

5. Suspicious Transaction Reporting

5.1. Mandatory Reporting Thresholds

Suspicious transaction reports are generated in the following cases:

• 💰 Cash transactions of 15,000 USD or more
• 💸 Multiple transactions exceeding 10,000 USD within the same day
• 🚩 Transactions raising terrorism financing suspicions
• ⚠️ Other cases requiring mandatory reporting

5.2. Reporting Process

When suspicious transactions are detected:

• 1. Transaction is immediately suspended
• 2. Compliance team conducts detailed investigation
• 3. Reported to MASAK if necessary
• 4. Cooperation with relevant authorities

6. Employee Training and Awareness

All our employees receive regular training on the following topics:

• 🎓 Money laundering methods and detection techniques
• 🎓 Customer due diligence procedures
• 🎓 Suspicious transaction reporting processes
• 🎓 Legal obligations and responsibilities
• 🎓 Updates on new threats and trends

7. Data Retention and Privacy

Customer data is retained according to legal requirements for the following periods:

• 📁 KYC documents: 8 years after account closure
• 📁 Transaction records: 8 years from transaction date
• 📁 Suspicious transaction reports: 10 years

8. Policy Updates

This policy is regularly reviewed and updated. Significant changes are announced to users via email and platform notifications.

9. Contact and Support

For questions regarding KYC/AML policy:

• 📧 Compliance Team: compliance@yoursoccer.com
• 📱 Emergency Contact: +90 XXX XXX XX XX
• 🌐 Web: yoursoccer.com/contact_en.htm